Everything you need to know when exploring the advisory transfer of your insurance portfolio.
If you’re exploring a relationship with Pine View Insurance Group, you may have heard us mention something called a Broker of Record letter, or BOR. This simple document allows us to begin helping you right away—without having to cancel or rewrite your current insurance policies.
In this post, we’ll walk through what a BOR is, how it works, and why high-net-worth individuals often use it to upgrade their service without disrupting their coverage.
A Broker of Record is a legal document that authorizes a new insurance advisor (in this case, Pine View) to represent you on your current insurance policies.
Once submitted to your carrier, it gives us access to your in-force policies, home inspections, and underwriting history, and it allows us to step in as your service team going forward.
Critically, a BOR does not change your coverage or your insurance company. Your current policy remains in place, uninterrupted. The only change is who is managing the relationship on your behalf.
For many high-earning individuals and families, insurance becomes more complex over time—multiple properties, valuable personal collections, unique exposures, and evolving financial priorities.
The BOR process lets you upgrade to a more experienced advisor (like our team at Pine View) without starting from scratch:
It’s a seamless way to get better service and strategy, while keeping your current insurance intact.
We make the process simple. After a brief intake, we’ll pre-fill the BOR form and send it to you via DocuSign. All you have to do is sign—it takes less than a minute.
Once submitted, we handle everything from there: sending the form to your carrier, monitoring the transfer, and confirming when the process is complete.
Your billing stays exactly the same, and there’s no action needed on your part after signing. No calls, no cancellations, no confusion.